Health ID Cards

One of the most successful innovations in international health insurance over the past decade was the plastic ID card. The policyholder carries all the details of his insurance, plus a twenty-four hour emergency number, on a credit card-sized plastic card. Some such cards have a hole so that they can be worn around the neck; most come with the warning that they should not be kept with the holder’s credit cards; and all of them have absolutely no monetary value.

Without a card, or other proof of insurance, the danger is that the unconscious expatriate patient will be moved to the local state hospital where treatment can be given free of charge. There are few countries where this is a desirable option, and many where it is potentially fatal.

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